Why is International Passport preferred during ID verification on Geegpay?

Opening a bank account with Geegpay is a structured process designed to ensure regulatory compliance and to provide you with a secure and seamless experience. 

One of the critical steps in the customer onboarding process is ID check and verification, which requires the submission of a valid means of identification. While you can use different forms of government-issued photo IDs for this purpose, such as a driver's licence, NIN, or voter's card, our preferred method is a scan of the data page of your international passport. Here’s why:

The Importance of ID Verification

As part of a smooth customer onboarding experience that complies with regulatory requirements regarding Know your customer (KYC), a photo ID, especially international passport, gives more accurate information of the identity of the person when ID checks are conducted, as this information is pulled from the database of the different countries’ immigration services.

This process helps us comply with legal requirements and also maintain the integrity and security of our platform. Also, by verifying your identity, we can easily communicate with you in case any issues arise. 

Why the International Passport?

The international passport is preferred during the ID verification stage for several reasons:

1. Universal Recognition: An international passport is a globally recognized document that confirms both your identity and nationality. This makes it easier for us to verify your identity, especially if your country of residence differs from your country of origin.

2. Accuracy and Completeness: The data page of an international passport contains all the essential information needed for verification of your identity, including your full name, date of birth, nationality, and photograph. This comprehensive data helps us ensure that all the necessary details are captured without ambiguity.

3. Compliance with International Standards: The use of international passports for identification purposes is also preferred because they meet stringent international standards. This compliance is crucial in maintaining the seamless operation of cross-border transactions, which is at the core of Geegpay's services.

Some Helpful ID Submission Guidelines

To ensure that your ID verification and onboarding process goes smoothly, it's important to follow these guidelines:

• Make sure your passport is valid. Expired international passports will not be accepted.
• Only scans in PDF format or high-quality JPEGs and PNGs are acceptable. Avoid submitting screenshots, low-quality images, or images where any part of the passport is cropped off, as these may lead to delays or rejections.
• Ensure that all the information on the data page is visible and clear. Any missing, altered or obscured details could result in the rejection of the ID.

Once your ID verification is complete and other verification steps have also been successfully completed, your account will be approved and you'll be able to move forward with creating your USD, GBP, EUR, or local bank accounts on Geegpay. 

By completing all the necessary stages of verification, you can enjoy the full range of services we offer, including seamless international transactions, instant access to multi-currency accounts, and the convenience of our virtual dollar card for online purchases.