How to Receive Money from Upwork into Your Geegpay Account

If you’re a freelancer in 2025 or planning to become one, chances are you've heard of Upwork, the world’s largest freelancing marketplace. Many gig workers use Upwork to connect with businesses and clients looking for skilled professionals to handle projects.

No matter where you're based—Kenya, Ghana, Nigeria, Tanzania, Uganda, or anywhere else in Africa or the world—you can create a freelancer account on Upwork, send proposals, land gigs, and start earning.

Since Upwork pays in USD, your withdrawal method must support USD. Fortunately, Upwork offers several payment methods. To see them:

1. Log in to your Upwork account.
2. Tap your profile icon.
3. Tap "Get Paid".
4. Select "Add a withdrawal method".

You’ll then see a full list of available options along with the applicable fees. If you’re in Kenya, you’ll also see an M-Pesa withdrawal option.

Why You Should Choose the Right Withdrawal Method on Upwork

While all withdrawal methods work, it’s smart to choose one that saves you money.

• Payoneer and PayPal: Cost $2 per withdrawal (plus extra fees on those platforms).
• Local bank accounts (e.g. NGN accounts): Cost $0.99 per withdrawal but often come with unfavourable exchange rates.
• Wire transfer: Costs $50 per withdrawal and can take up to 7 business days.

Because of these fees, many freelancers prefer the "Direct to U.S. bank account" option. It's free and lets you deposit directly into a U.S. bank account.

That’s Where Geegpay Comes In

Geegpay gives you a free U.S. bank account in your name, which makes it easy to:

• Receive payments from platforms like Upwork.
• Get paid by clients, employers, or family in the U.S.
• Avoid unnecessary fees.

ICYMI: See how you can avoid PayPal’s 2025 fees with Geegpay

How to Link Geegpay Account to Your Upwork Account

1. On Upwork, tap "Set Up" next to "Direct to U.S. bank account."
2. Log in to Geegpay, tap "Accounts," and select your U.S. bank account.
3. Copy your bank details and paste them into the required fields on Upwork.
4. Tap "Add Bank Account."

Because your Geegpay account is in your name, it matches your Upwork profile so you should have no issues with mismatched names.

Why Use Geegpay for Upwork Withdrawals?

1. Low deposit fees – and we’ve reduced them even further. See our pricing.
2. No withdrawal limits – withdraw any amount from Upwork into your Geegpay account.
3. Competitive exchange rates – and we do not charge you for conversions.
4. Free local withdrawals in Nigeria – send money to your NGN bank account at no cost.
5. Safe, secure, and user-friendly – receive, send, convert, and withdraw without hassle

Is Geegpay safe? Read more

Real Stories from Freelancers

Don’t just take our word for it. See what other Upwork freelancers say about using Geegpay:

Read also: How Precious earned $20,000 on Upwork with just 3 gigs 

Ready to start receiving earnings from Upwok, sign up on Geegpay to get free USD, GBP, EUR, and local bank accounts and enjoy seamless, affordable global transactions. Click here to create your Geegpay account.

Frequent Asked Questions and Answers

1. Is Geegpay allowed by Upwork?
Yes. Geegpay provides you with a real USD bank account that is fully compliant and accepted by Upwork for withdrawals.

2. How fast will I receive my money?
Withdrawals from Upwork to your Geegpay USD account land in 1 - 2 business days.

3. Can Upwork reject my Geegpay account?
No. Because our USD accounts are legitimate U.S. bank accounts in your name, they are accepted without issue.

4. How much does it cost to withdraw to a Kenya or Ghana bank account from Geegpay?
Kenyan and Ghanaian freelancers can withdraw from Geegpay to their local bank accounts for just $1.

5. How do I convert USD to local currency?
Just open the Geegpay app, tap "Convert" to convert directly from USD to any currency. It’s free and instant, and our exchange rates are highly competitive.