How to Receive Euros in Nigeria with a UK Bank Account

Imagine you land a gig with a UK-based company, and as part of your onboarding, you’re asked to provide a UK account number for payment. Or maybe a family member in Europe wants to send you some money. Or you’ve finally mustered up courage to sell your digital product and your first buyer asks if she can pay in euros. In these 3 cases, you’re in Nigeria and you don’t have a UK bank account.

This is a common hurdle for many freelancers, remote workers, creators, and even everyday people who simply need a better way to receive international payments. And running around trying to find a workaround or relying solely on your Nigerian bank account may take longer, lead to high fees, poor conversion rates, and unnecessary stress. It could also not be convenient for the sender.

Here’s a better way:
With Geegpay, you can receive euros directly in Nigeria through a UK-issued EUR bank account without ever setting foot outside your home. It makes the payment process easier for you and the sender and saves you a lot on fees. 

In this guide we cover how to open a UK bank account in Nigeria with Geegpay and receive euros conveniently and affordably. 

How does Geegpay work?

Geegpay allows you to open foreign bank accounts (including EUR, GBP, and USD). These accounts come with account numbers, IBANs, and BIC/SWIFT codes, just like a traditional bank in the UK or EU.

It’s perfect for freelancers getting contracts from international clients and freelancing platforms, creators selling digital products to international buyers, students being supported by family abroad, and anyone who wants to collect foreign currencies like euros conveniently. Whichever category you fall under, Geegpay is built to simplify the process for you.

• Receive EUR via SEPA or SWIFT
• Hold, send, and convert to naira instantly
• Withdraw to your Nigerian bank account for free

Not sure what payment method your sender is using? Read about CHAPS, BACS, and Faster Payments here.

How to Receive Euros in Nigeria Using Geegpay

Here’s a step-by-step guide to setting up your EUR account:

1. Download the Geegpay app
2. Sign up and complete your KYC verification
3. Go to Accounts and tap Create New
4. Choose EUR account
5. Fill in the details and submit
6. Once approved, your EUR account details will appear
7. Send the details to your client, friend, family, or buyer
8. Wait for your payment to arrive

Want to see how much we charge per transaction? Check out our fee breakdown.

Need the money in Naira? Convert instantly with Geegpay.

Once you’ve received your euros, you can convert them in-app for free:

1. Tap Convert
2. Choose EUR to NGN
3. Enter the amount and see the live exchange rate
4. Tap Convert

Your euros will instantly convert to naira and move to your NGN wallet. From there, send to whichever local bank you use including GTB, Access, Zenith, Providus, Kuda, and Opay for free. 

Thinking of paying UK school fees from Nigeria? Here’s how to do that with Geegpay

Why Geegpay?

• Real UK/EU bank details – You get an IBAN and BIC that work for SEPA and SWIFT payments.
• Fast transfers – Euro transfers are completed within 1 - 2 business days.
• Low, transparent fees – No hidden charges. See our pricing here.
• Instant and free conversion – Convert euros to naira in the app and withdraw immediately.
• Free local withdrawals – Send to your Nigerian bank for free.
• Secure and reliable – We use top-tier and compliant security measures to keep your money protected. See how.

Receiving payments in euros in Nigeria shouldn’t be complicated. With Geegpay, you now have an easy and affordable way to do so. Click here to create your free Geegpay account.

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